Offline currency converter with ~50 major world currencies. Quarterly-updated approximate rates — no API, no tracking, instant results.
Convert between 50 major global currencies including USD, EUR, GBP, INR, AED, SAR, JPY, CNY and more. Uses a static rate table refreshed each quarter so the tool works offline and never depends on a flaky third-party API. Get the converted amount, both inverse rates, a multi-target panel showing your amount in 6 major currencies side-by-side, and a reference table for common amounts (1, 10, 100, 1000, 10000). One-click popular pairs and a swap button. Rates are approximate mid-market figures intended for estimation, planning and travel budgets — not for trading or settlement.
Most online converters break the moment their upstream rate API rate-limits, paywalls or goes down. By baking a quarterly snapshot of ~50 major currencies directly into the page, this tool loads instantly, works on aeroplane Wi-Fi, never tracks your queries, and gives consistent results across sessions. The trade-off is honest: rates can be 1-5% stale, so we display a clear disclaimer and recommend confirming any amount that actually moves money.
The big number on this page is the mid-market rate — the midpoint of the global interbank buy/sell spread. Real consumers rarely transact at that rate. Banks add a 2-4% spread, credit cards add 1-3% plus a foreign-transaction fee, airport kiosks can charge 8-12%, and dynamic currency conversion (DCC) at point-of-sale terminals abroad routinely costs another 3-5%. Use the mid-market figure as a benchmark.
This converter supports 50 major and emerging-market currencies, organised by region. North America: USD, CAD, MXN. Europe: EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF, RON. Middle East: AED, SAR, KWD, QAR, BHD, OMR, ILS, JOD, LBP, IRR. South Asia: INR, PKR, BDT, LKR, NPR. East & Southeast Asia: JPY, CNY, HKD, KRW, SGD, MYR, IDR, PHP, THB. Oceania: AUD, NZD. Latin America: BRL, ARS, CLP, COP, PEN. Africa: ZAR, EGP, NGN, KES, GHS, MAD. Eurasia: RUB, UAH, TRY.
Rates are approximate mid-market values from Q1 2026 and are intended for estimation only. They will drift from real-time rates by 1-5% depending on market volatility. For trades, transfers or invoicing, always confirm with a live source like your bank, broker or a real-time API.
The static rate table is refreshed every quarter (Q1, Q2, Q3, Q4). We deliberately avoid live APIs so the tool stays fast, private and works offline — at the cost of not reflecting intraday movement.
This tool shows the mid-market (interbank) rate. Banks, money exchanges and card networks add a spread of 1-4% plus fixed fees, ATM markups and dynamic currency conversion (DCC) charges. Expect to receive 2-5% less than the mid-market figure on a real transaction.
The mid-market rate is the midpoint between the buy and sell prices on the global interbank market — it is the "true" rate. Retail rates are what consumers pay: they include the provider margin (spread) and fees. Wise, Revolut and broker-to-broker transfers come closest to mid-market; airport kiosks are usually the worst.
No. Forex (electronic) rates are tighter because there is no physical handling cost. Cash rates at exchange counters are typically 2-6% wider because of insurance, security, idle inventory and lower volumes. Travel cards and multi-currency wallets generally beat cash for tourist amounts.
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